Need an appraisal in Lake Ozark or Camden County?

Here are the top seven reasons why Missouri homeowners use Albers Appraising Company:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge your property tax assessment in Missouri
Remove PMI to reduce a mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
To settle an estate in Missouri by determining the true market value of the real estate in question


	Need help determining the value of your home in or near Lake Ozark, Missouri? Contact Albers Appraising Company.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Albers Appraising Company, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.

Challenging a property tax assessment

If you live in a region that is declining or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from Albers Appraising Company is your number one weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you rid themselves of unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be unsuitable from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Albers Appraising Company can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.